Services

Benefits

• Competitive annual percentage rate (APR).*
• 24-hour toll-free live customer assistance available at 800-367-7576.
• Online account information available 24/7 at www.cardaccount.net.
• Rental car collision damage waiver protection.
• Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Features

• No annual fee.
• Low introductory rate for the first six months.*
• Competitive ongoing APR.*
• 25-day interest-free grace period on all purchases. No grace period on cash advances.

Fees

• Other fees may be charged, these fees are listed on the downloadable application.

Benefits

• Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
• Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
• 24-hour toll-free live customer assistance available at 800-367-7576.
• Online account information available 24/7 at www.cardaccount.net.
• Rental car collision damage waiver protection.
• Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Features

• No annual fee.
• Low introductory rate for first six months.*
• Competitive ongoing APR.*
• 25-day interest-free grace period on all purchases. No grace period on cash advances.
• Cash advances can be made for up to 50% of the credit line.
• To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.

Fees

• Other fees may be charged, these fees are listed on the downloadable application.

• Download the PDF application. (hyperlink blue text to your bank branded .pdf application)
• Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
• Fax your completed application to the Card Service Center at 972-650-7054.
• Or mail your completed application to:
  Card Service Center
  PO Box 569120
  Dallas, TX 75356-9120
  *Please see application for information about current APRs and fees.

Benefits

• 24-hour toll-free live customer assistance available at 800-367-7576.
• Online account information available 24/7 at www.cardaccount.net.
• Rental car collision damage waiver protection.

Features

• No annual fee.
• Competitive ongoing APR.*
• 25-day interest-free grace period on all purchases. No grace period on cash advances.
• Individual and summary billing options.

Fees

• Other fees may be charged, these fees are listed on the downloadable application.

Benefits

• Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
• Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
• 24-hour toll-free live customer assistance available at 800-367-7576.
• Online account information available 24/7 at www.cardaccount.net.
• Rental car collision damage waiver protection

Features

• Low annual fee of $49.00 per account.
• Competitive ongoing APR.*
• 25-day interest-free grace period on all purchases. No grace period on cash advances.
• To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
• Individual billing option only.

Fees

• Other fees may be charged, these fees are listed on the downloadable application.

• Download the PDF application. (hyperlink blue text to your bank branded .pdf application)
• Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
• Fax your completed application to the Card Service Center at 972-650-7054.
• Or mail your completed application to:
  Card Service Center
  PO Box 569120
  Dallas, TX 75356-9120
  *Please see application for information about current APRs and fees.